BrightChoice offers our customers greater flexibility and choice in three areas important to them:
1) Term of agreement
Customers can choose the term of their agreement. By choosing to pay a little more, overall they will pay a little less. Usually taking a new agreement, our variable terms are over 1, 2, and 3 years. This gives them more control over how much and how long they pay for their products.
An example of this:
|Weekly Payment||Total Payable|
|156 weeks |
| 52 weeks
2) Payment options
Customers can choose from a selection of payment frequency options:
Pay weekly - Choosing to pay for products in weekly instalments means smaller, regular payments. It's ideal if our customers are paid weekly.
Pay fortnightly - Our pay fortnightly plans reduce payment frequency while avoiding the increased instalments that come with monthly payments.
Pay monthly - Our pay monthly finance option features our lowest payment frequency.
When buying on finance with BrightHouse, our customers don't need to worry about paying a deposit. They'll simply pay for their first weekly, fortnightly or monthly payment so we can arrange delivery and installation.
3) Product cover
Customers can choose if they wish to take out product service cover, called BrightCare, and our insurance cover against accidental damage, fire and theft. Although we do require that the product is covered by insurance.
At BrightHouse, we know it's not always possible to pay for those larger purchases in one go. So our flexible range finance option lets our customers choose their payment terms and spread the cost into more manageable amounts.